Who can review your past Canadian tax returns
Canada lets individuals ask the Canada Revenue Agency (CRA) to reassess a personal return up to ten calendar years back. Acting on that is a different job from filing — and there are eight realistic ways to get it done, three of which are free.
We build one of these options, so read us with that in mind. We've tried to write the page we'd have wanted before choosing — including the free routes that nobody selling something has much reason to tell you about.
| Option | How far back | Cost | Best for |
|---|---|---|---|
| Change my returnCanada Revenue Agency, in My Account | 10 most recent tax years | Free | You already know exactly what was missed |
| Free tax clinics (CVITP)Community organisations, with the CRA | Varies by clinic | Free | Modest income and a simple tax situation |
| Liaison Officer serviceCanada Revenue Agency | Not a return-review service | Free | Self-employed, small business, or rental income |
| H&R Block Second LookH&R Block Canada | Up to 3 prior years | Review free; amendment fees not published | You want a person to look, at no cost |
| Wealthsimple Tax, TurboTax, UFile, H&R Block OnlineDIY filing software | The year you're filing | $0–$80, depending on product and tier | Filing a return, not reviewing an old one |
| My Tax OptimizerThis product — a self-serve review tool | Up to 10 years, individual returns (a T1) | $15 per tax year reviewed | Seeing what's there before involving anyone |
| Contingency reviewerse.g. Canada Tax Reviews | Markets a full 10-year review | 33% of the first $25,000 recovered, 10% above | You'd rather pay nothing upfront |
| An accountant or CPALicensed professional | However many you ask for | Varies; no reliable Canadian rate survey exists | Complexity, or if you need representation |
Every figure was taken from each organisation's own page on July 28, 2026, linked under each option below. Prices change seasonally and we re-check before each tax season. Figures organisations report about their own results are their claims, not independently audited.
The options in detail
Change my return
FreeCanada Revenue Agency, in My Account
The CRA's own online form, inside My Account. It reaches the full ten-year window and costs nothing, which makes it the right answer whenever you already know what needs fixing. What it won't do is tell you what to fix — it's a submission tool, not a review. It's also blocked for a few situations, including bankruptcy years and returns covering more than one province.
- How far back:
- 10 most recent tax years
- Best for:
- You already know exactly what was missed
Free tax clinics (CVITP)
FreeCommunity organisations, with the CRA
Through the Community Volunteer Income Tax Program, community organisations host clinics where trained volunteers complete returns at no charge. It's been running since 1971, operates across Canada, and appointments can be in person or by videoconference or phone. Eligibility is based on having a modest income and a simple tax situation — the income figure depends on family size, so check the current chart. If you qualify, this is very often the best option on this page and it costs nothing.
- How far back:
- Varies by clinic
- Best for:
- Modest income and a simple tax situation
Liaison Officer service
FreeCanada Revenue Agency
A free, confidential CRA service for small business owners, self-employed people, and those with rental income. A liaison officer will walk through your obligations, help with books and records, and point out credits and deductions you may be eligible for. The CRA states the visit is confidential and not shared with other areas of the agency. It isn't a past-return review, but for a self-employed filer trying to work out what they've been getting wrong, it's free expertise most people don't know exists.
- How far back:
- Not a return-review service
- Best for:
- Self-employed, small business, or rental income
H&R Block Second Look
H&R Block Canada
A free review of previously filed returns, including ones filed somewhere else. It's the closest branded equivalent to what this page is about, and it's genuinely free to have someone look. Two limits worth knowing: it reaches three prior years rather than ten, and while the review costs nothing, their page states that “additional fees apply” if they go on to prepare the amendment — the amount isn't published. It runs through an office visit or their remote service.
- How far back:
- Up to 3 prior years
- Best for:
- You want a person to look, at no cost
Wealthsimple Tax, TurboTax, UFile, H&R Block Online
DIY filing software
These file returns; they don't go hunting through past years for things you missed. Wealthsimple Tax is pay-what-you-want at its basic tier, with Plus and Pro tiers at $40 and $80 — Pro adds a 30-minute session with a tax professional, and audit protection is included on both Plus and Pro. H&R Block Online runs $0 to $69.99. UFile starts at $20.95. TurboTax Canada calculates pricing per return and publishes no fixed figures on its pricing page. Worth being clear: this is a different purchase from a past-return review, so the prices aren't directly comparable to the rest of this page.
- How far back:
- The year you're filing
- Best for:
- Filing a return, not reviewing an old one
My Tax Optimizer
This product — a self-serve review tool
Answer questions about your situation and get back a list of what you may have missed in each year still open, with the specific CRA or Income Tax Act provision behind every finding so you or an accountant can check it. The assessment is free; the full report is $15 per tax year reviewed, and free if that year's findings total under $150. Never a percentage of anything recovered. Worth knowing before you start: it doesn't file anything, and nobody on our team holds a professional accounting or financial-planning designation (CPA, CA, CMA, CGA, or CFP) — findings are meant to be checked, which is why each one names its source. The ten-year window covers individual (T1) returns; corporations and ordinary trusts don't get it, and Quebec is a separate filing with its own rules.
- How far back:
- Up to 10 years, individual returns (a T1)
- Best for:
- Seeing what's there before involving anyone
Contingency reviewers
e.g. Canada Tax Reviews
Firms that review past returns and take a share of whatever comes back instead of charging upfront. Canada Tax Reviews markets a full ten-year review and states it takes 33% of the first $25,000 refunded, then 10% above that. For some people that trade-off is genuinely preferable — nothing out of pocket, and no cost if nothing is found. Just do the arithmetic on a realistic recovery before signing, and read the fee terms as carefully as you would any contingency arrangement.
- How far back:
- Markets a full 10-year review
- Best for:
- You'd rather pay nothing upfront
An accountant or CPA
Licensed professional
The only option here where a licensed professional is unambiguously involved, and the only one that can represent you to the CRA if a claim is questioned. That matters more than price if your situation is incorporated, spans multiple entities, crosses a border, or is already under review. Figures you'll see quoted for a simple T1 come from firms' own marketing rather than any independent survey, so treat them as estimates. Provincial CPA bodies publish directories for finding one.
- How far back:
- However many you ask for
- Best for:
- Complexity, or if you need representation
Not sure yet which option fits?
Running the free check costs nothing and takes about three minutes. If it turns up little, that's a useful answer too — and you'll know before paying anyone.
Start my free checkNo account needed to start · About 3 minutes · Free to see what we find
Related: how the 10-year rule works, and which years are still open · commonly missed Canadian tax credits