Canada • 3-minute analysis

You might be leaving money on the table.

How much tax you pay depends on how well you know the system — not how much you earn. We surface the tax opportunities you may have missed, explain each one with Canadian source-backed reasoning, and connect you with the right accountant to recover them.

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See your number in 10 seconds

Built by a real Canadian tax consultant.

There's real money going unclaimed in Canada

~$3,000
average amount found when a pro re-checks a previously filed return
H&R Block “Second Look”
$212M
in Canada Workers Benefit went unclaimed in a single year
Government of Canada
$1.4B+
is sitting in uncashed CRA cheques
CRA
400+
federal and provincial credits and benefits exist — most people use a handful
Competitive analysis, 2026

Figures describe the Canadian market, not your personal result. Your estimate is based on your own answers.

Why this matters

Taxes can take 33%–50% of your income.

People who pay less aren't cheating — they know the system, and they have people who execute on that knowledge every year. This tool gives everyday Canadians the same starting point: a clear read on the opportunities your situation may qualify for, so you can take them to a professional and stop overpaying.

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How it works

Step 1

Tell us about your situation

Province, age, family, employment, income, business, investments. About 3 minutes.

Step 2

We run the Canadian rule set

RRSP, TFSA, FHSA, spousal/pension splitting, CCB, the Disability Tax Credit, and the full incorporated-owner module — backed by official Canadian tax sources.

Step 3

See your estimate, then unlock the report

Your estimated opportunity is free. Create a free account to unlock the full action plan and, when you're ready, share it with a vetted tax professional.

Every dollar you don't overpay is money back in your pocket.

Real Canadian results — 2025

$55,897 recovered.
16 out of 18 clients got money back.

T4 employees, sole proprietors, seniors, and incorporated business owners — all finding opportunities they didn't know they had.

$55,897
Total recovered
$3,288
Average per client
$11,149
Largest single return
16/18
Clients got money back

Based on an 18-client pilot cohort, Jan–Jun 2026 — individual results vary.

Accountants are not doing this!

You are way more involved in my business than my accountant ever was.

NL
Nate Lessnick
Cafe and bike shop owner, Feb 2026
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Free 3-minute assessment. Results vary by situation.

Frequently asked questions

Is this a replacement for my accountant?

No. This tool surfaces potential opportunities based on the answers you give us. It's educational, not a formal tax opinion. We help you take findings to a licensed tax professional who can confirm them and amend or refile if appropriate.

Does it cost anything?

The assessment, your estimated opportunity, and your single biggest strategy — including its complete action plan — are free with a free account. Unlocking the rest of your written report (every strategy's step-by-step plan) is a one-time $49. No subscription, and never a percentage of your refund.

Which taxes do you cover?

Canada only — federal plus provincial/territorial rules. Our engine evaluates RRSP/TFSA/FHSA, income and pension splitting, family benefits, the Disability Tax Credit, rental and investment items, and a full incorporated owner-operator module.

What happens after I get my report?

You can optionally upload prior-year documents (T1, T2125, Notice of Assessment, slips, receipts) and, with your explicit consent, have your case reviewed and matched to a vetted tax professional who can verify and act on the opportunities.

How do you make money — is there a cut of my refund?

Two ways, both flat and fully disclosed: a one-time $49 to unlock your full written report, and — if you choose to work with a matched accountant — the accountant pays us a flat referral fee, with your consent. We never take a percentage of your refund, and you're never charged a contingency cut. That's a deliberate difference from %-of-refund recovery firms.

How is my data kept safe?

Your answers and any documents are stored in a secure database hosted in Canada, protected by row-level security so only you can access your data. You can request deletion of your documents or your account at any time, and we complete deletion requests within 30 days.

Ready to see your tax opportunities?

Answer the questionnaire and see your estimated opportunity in minutes. Create a free account to unlock the full report.

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Flat fee paid to the accountant — never a percentage of your refund.

TaxLedger — Find tax opportunities you may have missed